Finzap

Canada’s #1 Credit Card Comparison

Find the Best Credit Card in Canada (2026)

Compare top cash back, travel, and no-fee credit cards. Updated monthly with expert analysis.
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Top Credit Card Picks for 2026

Our editors’ picks based on value, rewards, and flexibility.
Best Cash Back

Scotiabank Gold Amex

$120/yr
5% cash back on groceries & dining. No foreign transaction fees. First year free.
Best for Travel

TD Aeroplan Visa

$139/yr
Earn Aeroplan points on every purchase. Comprehensive travel insurance included.
Best No Fee

Tangerine Money-Back

$0/yr
2% cash back in up to 3 categories of your choice. No minimum income required.
Best Bonus

CIBC Aventura Visa

$130/yr
Earn 30,000 bonus Aventura Points. Flexible travel redemption.

Browse by Category

Cash Back

Earn on every purchase

Travel

Points & miles rewards

No Annual Fee

Zero cost to hold the card

Balance Transfer

Low intro APR dealings

Student

Build credit early for the students

Secured

Guaranteed approval

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We analyze annual fees, interest rates, rewards structures, and eligibility requirements to provide structured comparisons for Canadians.

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Updated monthly

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